Embrace Pet Insurance has been around since 2006, but it wasn’t until 2013 that it really became a force to be reckoned with in the pet insurance market. That’s when they launched their first television commercial campaign featuring actress and director Jennifer Aniston, who says, “I wish I had Embrace Pet Insurance. If you have the cash to shell out $4,500 on your dog’s surgery, then you don’t need Embrace Pet Insurance—but most people do, and that commercial might have just saved your dog’s life.
Why choose Embrace?
Pets are part of your family and should be cared for. Embrace pet insurance provides nationwide coverage so you can take your pet anywhere you go, and the insurance is underwritten by Cincinnati American Modern Insurance Group.
Embrace pet insurance has a wellness rewards program and does not have a waiting period.
Plus, it covers neutering too! Embrace offers plans that work with Geico car insurance, which will save you money on both policies.
How Does Embrace Work?
Trying to decide which pet insurance company to go with? When you compare nationwide and embrace pet insurance, Embrace is the best choice for your pet’s health.
Embrace offers annual coverage and provides reimbursements when your pets are sick or injured.
You’ll get a reimbursement check within 14 days of submitting a claim. Plus, there’s no waiting period before coverage starts.
How does it work? Once you enroll, our experts will ask you some basic questions about your pet’s breed and age, so they can determine what kind of coverage they need.
The difference between an Embrace policy and a basic vet care plan: While most vet care plans cover routine care like wellness exams, vaccinations, lab tests, and spaying/neutering, an Embrace policy also covers accidents like slipping on the ice or being hit by a car; illnesses
like cancer; boarding costs if you have to take your pet somewhere for medical treatment; prescriptions like antibiotics; hereditary conditions that could affect other pets in your household; congenital defects caused by parents’ exposure to toxins (e.g., heavy metals); etc.
How Much Does It Cost?
Most pet insurance companies will offer coverage with a one-time premium. To find out more about how much it might cost to get your pet insured, check out our Embrace Pet Insurance Review.
You’ll be happy to know that embracing is not just a part of their name—it also covers neutering, which many other companies don’t cover.
You’ll have the ability to customize what type of coverage you want by choosing any combination of limits or exclusions up to the company’s maximums.
When you need help from Embrace Pet Insurance Customer Service because you’ve submitted an insurance claim and there’s been some sort of problem processing it, they’re very helpful in getting things sorted out as quickly as possible.
What Type of Care Is Covered?
Geico is one of the most recognizable brands in the pet insurance industry. The Geico insurance company has been around since 1936 and offers many different types of insurance coverage.
One type of coverage that they offer is pet health insurance. Geico Embrace pet insurance will cover your dog, cat, or any other animal you may have as a part of your family.
They also offer low monthly payments with no hidden fees to worry about, such as a deductible or co-payments. When there is an illness or accident, this coverage could be what saves the day.
How Does Embrace’s Pet Insurance Work? The plan features several plans that vary by the amount of money available to cover medical expenses.
For example, if you choose the medium plan, it would provide up to $25,000 per year toward eligible expenses, while the maximum plan provides up to $50,000 per year towards eligible medical expenses.
How Do I Cancel My Embrace Pet Insurance?
Do I Have To Take My Pet To The Vet For Treatment?
If you have insurance through Embrace Pet Insurance, then no. They will cover any costs associated with treatment. But if you don’t have coverage, then yes, you will need to take your pet to the vet.
Pets are considered part of our family, and their health should be a priority to us all. With so many pet insurance companies on the market today, it can be difficult to choose which is best suited for your pet’s needs and budget.
When choosing a company, we should consider not only how much coverage they offer but also what is covered in their policy and what isn’t. Some policies may even require a waiting period before benefits begin.
We want to make sure we’re getting the most out of our money and that we can provide our pets with quality care while they’re sick or injured.
That being said, there are plenty of reasons why Embrace Pet Insurance is one of the best choices available today.
How do I get started?
To start an Embrace pet insurance policy, head on over to their website. You can sign up for a new plan or start a claim here.
As soon as you make your decision, the company will send out an identification number and card that are needed to file any claims that might happen in the future.
Plus, before your cat or dog starts their new journey with Embrace, they’ll need to be added to the policy by completing some health and wellness requirements.
What does Embrace pet insurance cover? It covers accidents, illnesses, diseases, injuries related to animal bites, and emergencies.
All of these are listed under specific packages for each type of coverage (Accidents & Illness- $5K per accident/$1K per illness; Injuries- $5K per injury; Emergency Care-$2K)
Is Embrace pet insurance good? It depends on what kind of coverage you’re looking for!
They have four different plans ranging from Basic Coverage, which covers only accidents and illnesses, to Major Medical Protection, which includes everything but routine vaccines.
What are the pros and cons? Well, there are no major cons when it comes to this company because it has been rated #3 in customer satisfaction!
Who should consider pet health insurance?
If you’re a pet owner, you should consider pet health insurance. It can protect your pet from unforeseen accidents or illnesses, and it can also provide peace of mind.
Plus, with the wide variety of plans available, there are many things that pet insurance covers that make it worth the investment.
In general, policies will cover annual checkups; cancer treatment; dental cleanings; diagnostics (e.g., X-rays); hospitalization; prescriptions; surgeries; vaccinations against rabies, distemper, and parvovirus; and more.
However, each policy varies in coverage, so it’s important to find out which benefits come with the plan before deciding on a purchase.
So what does embracing pet insurance cover?
Can I get it from my current veterinarian?
Can you get Embrace pet insurance with a current veterinarian? Yes, but not all veterinarians are in the network. We encourage you to check out the list of participating vets before purchasing any plans.
If your vet is not on that list, then it might be worthwhile to consider using another vet who is. If they’re not, then you can call Embrace at 855-637-1497 and they will provide an alternative service provider for you to choose from.
They also offer full coverage if your pet needs emergency treatment, so you don’t have to worry about getting into debt over the cost of a broken leg.
They have 24-hour access to their customer care team, so there is always someone available to answer any questions or concerns you may have about their coverage, policy waiting periods, deductibles, claims forms, or anything else relating to Embrace Pet Insurance.
How does pet health insurance differ from human health insurance?
Unlike human health insurance, pet health insurance does not cover pre-existing conditions and also has a waiting period before coverage kicks in.
Embrace covers pre-existing conditions and does not have a waiting period. Coverage starts the day you sign up with them.
You can cancel at any time, but there is no refund if your dog gets sick before the end of the policy.
You can cancel at any time, but there is no refund if your dog gets sick before the end of the policy.
What happens when my pet passes away or becomes permanently disabled, how much will I be reimbursed at that time?
What happens when my pet passes away or becomes permanently disabled? In the event that your pet dies or is deemed permanently disabled, you will be reimbursed up to a certain amount. If your pet dies, you will be reimbursed up to the annual maximum of $12,000.
If your pet is deemed permanently disabled, then you will be reimbursed up to $4,000.00 per year and the reimbursement period is up to age 16.
You can also get reimbursement if your pet has a congenital defect that was either diagnosed before the policy purchase date or within 14 days after purchase.
Finally, regardless of which insurance company covers the building, you are covered in the event of an accident on the premises.
A month ago, I was adopted from an animal shelter, and now I want to cancel my plan. A month ago, I was adopted from an animal shelter, and now I want to cancel my plan at Embrace Pet Insurance because it’s too expensive!
FAQ’s Embrace Pet Insurance
How does Embrace Pet Insurance work in terms of reimbursement?
By Check: Reimbursements are often mailed as checks. Checks are delivered by USPS and typically take 5-7 business days to arrive (the post office has asked that we allow up to 10 business days). Reimbursements are put into your bank account within 1-2 business days if you want to receive them by direct deposit. Read more… Embrace Pet Insurance: The Best Choice for Your Pet’s Health
How long does embrace take to pay back?
Embrace typically processes claims in 10 to 15 business days. Instead of receiving a cheque in the mail, join up for a direct deposit for speedier payment. Customer support: From Monday through Friday, you can reach Embrace’s customer service representatives at 800-511-9172. Read more… Embrace Pet Insurance: The Best Choice for Your Pet’s Health
Should you purchase pet insurance before visiting a veterinarian?
I strongly advise purchasing pet insurance prior to bringing your pet in for a checkup. My observations show that owners who have pet insurance are better equipped. They are able to weigh predicted prognosis against cost when they are aware that some or all medical care will be covered. Read more… Embrace Pet Insurance: The Best Choice for Your Pet’s Health
